Law Council of Australia

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Review of Australia’s Credit Reporting Framework

3 July 2024

The Law Council recently lodged a submission to inform the independent review of Australia’s credit reporting framework, currently being undertaken by Ms Heidi Richards.

This submission, responding to an Issues Paper released by the Commonwealth Attorney-General’s Department in April 2024, was informed by contributions from the Law Institute of Victoria and the Law Society of New South Wales, in addition to the Law Council’s Business Law and Legal Practice Sections. We are grateful to all contributors for their engagement with this consultation.

The Law Council’s submission discussed a variety of matters of relevance to the context, use and impact of credit reporting, including regulatory oversight and enforcement, consumer protections, and privacy and information security considerations. The submission emphasised that, while Australia’s credit reporting framework is functioning adequately and remains necessary, continuous improvements to credit reporting practices and regulation are supported, particularly to enhance consumer and privacy protections, while balancing individual human rights.

The Law Council looks forward to engaging with the outcomes of this review later this year, noting that Ms Richards will provide her report to the Government by 1 October 2024.

Last Updated on 10/10/2024

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