Consumer Credit Regulations
The Financial Services Committee of the Business Law Section of the Law Council of Australia (the Committee) provided a submission to Treasury relating to the exposure draft National Consumer Credit Protection Amendment (Financial Sector Reform) Regulation 2023 (Regulations) and accompanying Explanatory Statement, which were released for public consultation on 20 February 2023.
The Regulations amend the National Consumer Credit Protection Regulations 2010 (Cth) to implement the recent amendments to the National Consumer Credit Protection Act 2009 (Cth) (the NCCPA) made by the Financial Sector Reform Act 2022 (Cth) to:
- enhance the consumer protection framework for small amount credit contracts and consumer leases; and
- implement the government’s response to the recommendations of the 2016 Review of Small Amount Credit Contracts (SACCs).
The Committee’s comments on specific provisions of the Regulations are set out in the submission.
Read the full submission below.
Last Updated on 25/11/2024
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